Nikita Privilege Club

Jewellery SavingSchemes

Save monthly and unlock exclusive jewellery benefits for your dream purchase. Designed for moments that matter — bridal, festive and beyond.

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BIS Hallmarked
1L+ savers
Secure payments

Luxury yellow gold and diamond necklace and earring set on champagne satin

Crafted Saving Plans

Thoughtfully designed schemes — each tailored to a different jewellery dream.

Most Popular

Nikita Sparkle Scheme

(10 + 2) Get 2 months free

₹1,000/ month

Best for Diamond/Polki Jewellery

Scheme Duration: 10 Months
Start with a minimum installment of ₹1,000.
Pay 10 monthly installments via automatic ECS bank deduction.
Benefit exclusively on Diamond and Polki jewellery only.
Excludes Gold and Silver coins or bars.

Golden Lock Scheme

10 Months

₹1,000/ month

Best for Gold Investment

Scheme Duration: 10 Months
Start with a minimum installment of ₹1,000.
Protect your budget against rising gold prices.
Lock your 22Kt gold rate on the day each installment is paid.
Save 30% on making charges for 22KT and 18KT Hallmark gold jewellery.
OR Get 30% off Diamond and Polki value.
Pay 10 monthly installments via automatic ECS bank deduction.
Excludes Gold and Silver coins or bars.

Nikita Shine Scheme

(10 + 1) Get 1 month free

₹1,000/ month

Best for Gold/Platinum Jewellery

Scheme Duration: 10 Months
Start with a minimum installment of ₹1,000.
Shop 916 [22kt] and 18kt Hallmark Gold and Platinum jewellery
Pay 10 monthly installments via automatic ECS bank deduction.
Excludes Gold and Silver coins or bars.

How it works

From selecting your plan to redeeming your dream jewellery, here's how

1
Choose your plan
Pick from Shine, Sparkle or Golden Lock.
2
Pay monthly
Hassle-free auto-debit installments.
3
Unlock benefits
Bonus months & exclusive privileges.
4
Redeem dream jewellery
Across stores or online catalogue.

Frequently Asked

Everything you need to know about joining, saving, and redeeming your jewellery scheme.

Pay a fixed monthly amount for 10 months and Nikita Jewels rewards you with bonus months that you can redeem against any jewellery purchase.

Need help choosing the right scheme?

Our jewellery experts will guide you to the perfect plan for your goals.

Talk to Jewellery Expert